…in Louisville, Superior, Littleton, Arvada, Aurora, Colorado Springs, Castle Rock, Highlands Ranch, Thornton, Brighton, Boulder, Lakewood, Conifer, Parker, or virtually ANYWHERE in Colorado! We buy Fire Damaged & Devastated Houses!

“Proportunity Knocks!”


According to the National Fire Protection Association, a home is lost to fire every 90 seconds. The worst part, for those home owners, is that the nightmare continues long after the flames have been put out.

How can ROI Proportunities buy a home or lot has been damaged in a fire?

We buy fire damaged houses in any price range and in any condition. We pay cash and can close quickly, allowing you to move on.

My House Is Utterly Destroyed. What Can I Do Now?

What steps should you take to repair a fire devastated home?

Firstly, you should contact your insurance company and establish what your policy will and will not cover for repairing your fire-damaged home. Don’t feel alone – nearly 70% of all home owners are UNDER INSURED! Regardless, the next step will be to work with a licensed fire damage restoration company to access, clean-up and recover the former quality of your home.

How can you find out exactly what fire insurance covers?

Speak with your insurance agent immediately to determine what is covered by your policy, and how to start making repairs. Determine if your policy covers additional living expenses such as hotel stays and meals. It’s just as important to know, right away, what is NOT covered as well as your insurance policy’s limit.

What is fire damage restoration?

Not only is your home devastated by fire but, now that the fire has been put out, there’s now water and smoke damage. A restoration company can clean up the mess, remove the smoke odor, and deep-clean soot – depending on the severity of the damage. They can also preserve and protect the home contents so that further damage will not occur. All the damage may not be evident as there might likely also be damage to the home’s structure, electrical, and piping systems. Professional inspectors would first need to access all the damage to determine repairs that are necessary, and the associated costs required for mitigation.

How can you estimate fire damage costs/fire restoration costs?

Your fire damage restoration costs will depend on the extent of the damage, potential costs in water cleanup, chemical repair from extinguishers, and soot removal for the most minor cases. Obviously, an entire rebuild will require costs for demolition, new framing, rough ins of plumbing and electrical, drywall, all new fixtures, doors & trim, windows, roof, etc etc – WHICH ALL MUST BE UP TO CITY CODE!

What is the difference between structure losses and property losses?

It’s important to understand that structure loss is different from property loss. Structure loss includes the damage done to the home. Property loss includes damage to the contents inside of the house, such as furnishings, clothes, electronics, and other valuables.

How can you negotiate the most money possible from your insurance company in your fire damage insurance payout?

Unfortunately, it is EXTREMELY LIKELY that your insurance settlement offer will be much too low. Be prepared to fight it! Do not hesitate to dispute the amount that they offer! It’s their job to NOT pay out, where possible. Be prepared to defend your costs & losses by gathering evidence of your damages, your financial loss, and the cost to fix or replace your property. Keep in mind current inflation of materials, delays of getting such materials, and rapidly rising shipping costs of special materials.

If the dispute of your settlement is related to repair costs, try to gather as many estimates as possible, to justify costs. You need to show your insurance company that you’ve made every effort to get your home repaired for the best price. If your neighborhood was affected by a large fire, consider joining forces with neighbors whom you trust – and hire a contractor as a collective, thereby saving costs as a strategy.

One way to justify costs is to find the original receipts, dig up old bank statements, or show proof of credit card purchases on what you paid for those items, remembering also to account for depreciation. Create a spreadsheet that lists each item, the depreciation amount, and what the insurance adjuster actually gave you. Then review any discrepancies with the adjuster and try to negotiate a higher settlement.

Should you sell your home?

The answer to this question can be determined by…

  • The extent of the fire damage
  • Cost of repairs and how long it would take to get your home back to its pre-fire condition.
  • Your immediate financial needs
  • What personal and emotional attachments, if any, you have to the home
  • What your insurance policy covers
  • If you currently have a mortgage on your home or own it outright

If you’re considering selling your fire devastated home, you can either sell “as is” with the damage. Selling “as is” may be the easier solution, but it will significantly affect the selling price and the pool of buyers interested in purchasing a fire damaged home or lot is quite small.

If there is an investor who is willing to purchase the home “as is,” or if it’s a total loss right down to the foundation, and you have a substantial insurance payout, your proceeds from the home sale PLUS your settlement could possibly be equal to selling your home at fair market value – as if there were no fire damage. In most cases, it is likely easier to sell and move on, rather than manage estimates, contractors, new build timeframes, city inspections, all while meeting new code standards AND still carrying and paying for insurance – and taxes – the whole time.

What do the cost estimate breakdowns look like?

A lot of the damage caused by the fire may be visible. However, different types of damage may not be visible. This is why it’s crucial to have an inspector, or different kinds of specialists, evaluate any damage that may have been caused to the following:

  • Pipes and other plumbing fixtures
  • Roof
  • Windows
  • Framing & Sub Flooring
  • Siding & Stucco
  • Tile
  • Doors, Casing, and Trim
  • Electrical Panel, Circuits, Switches, and Wiring
  • Lighting Fixtures
  • HVAC systems
  • Water Heaters, Boilers, and Pumps
  • Alarm and A/V Systems
  • Appliances

How to estimate fire damage renovation costs?

The cost of demolition, cleaning, and/or rebuilding an average 2,000 square foot home can – at this writing of March 2022 – be $365.00 per square foot in Colorado. This is due to current lack of materials and their resultant costs, new code practices, inflation, and holding time costs. That’s an astounding $730,000 to build a 2,000 square foot home!

How do you sell a fire devastated house?

In most cases, your best bet will likely be to sell to an investor who buys the special circumstances properties. However, most investors prefer to buy “fixers” that they are familiar with renovating and they shy away from foundation and fire problems, as they result in higher costs and, stigmas that they might need to disclose in the resale of such a property.

The good news, is that our company, ROI Proportunities, WILL buy fire totaled and fire damaged properties. We have access to up to
$22 million purchasing power from our proprietary, in-house, money lenders who are a group of investors; folks who are retired and invest their money in our property purchases. We pay them 10% per annum so that we can help fire property sellers get out of terrible situations, fast!

How Does a CASH OFFER work?

  1. We chat with you on the phone and get basic information on the property. We then schedule a quick walk through of your property for the same or next day.
  2. After our initial exploratory phone call with you, we do our homework on our property dbase to determine values in your property’s neighborhood.
  3. We meet with you at the property and do a quick walk through. The messier the house, the better. We like messy because life is messy. We also like doggies and kitties.
  4. We return to our office and work up a competitive cash offer. We then both call and email you with our written Metro Denver Cash Offer.
  5. You, hopefully, accept our cash offer and we sign a simple 3 page contract. We ask you when you want to close the deal.
  6. We then open escrow at a 3rd party title company (Title One in Lakewood) and book a closing date.
  7. We meet at close and cash is transferred into your account or you walk with a check in hand. You hand us the keys with no cleaning, repairs, or fees/commissions to pay.

Step 1

Contact Us

We research the details of your home and start crafting a great offer for you.

Step 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

Step 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.

“I need to sell my house fast in Littleton/Centennial!”

We buy houses anywhere in Littleton/Centennial and other parts of Colorado, and at any price.

Large or small, we’re Cash Buyers, helping Fire Devastated House Sellers!

We’re ready to give you a competitive offer for your FIRE DESTROYED house.

Check out how our process works – It’s EASY!

If you want to sell your Littleton/Centennial house… we’re ready to give you a FAST Cash Offer.

Stop the frustration of carrying an unwanted property. Let us buy your Colorado house today, regardless of condition.

It doesn’t matter whether it’s minor fire damage or, even, uninhabitable – burned down to the foundation. 

We help Sellers who have inherited an unwanted property, own a vacant house, are behind on payments, owe liens, downsized and can’t sell… even if the house needs expensive repairs … and yes, even if the house is fire damaged or has bad rental tenants who cook crack.

Basically, if you have a property and need to sell…we’d like to make you a competitive cash offer and close on YOUR timeline – when you’re ready to go.

“Bill & Marie Greene were so easy to work with. They bought our property for more than we hoped for and helped us move to our dream house.”

– B. Stein of Aurora CO